Answer:
Pay off all her balances within the payment cycle.
Explanation:
The other answers don't make sense.
Shannon, who has a job and no dependents, has two credit cards she uses for food and entertainment. All card balances are close to the limit. The best action for Shannon to take next is to Pay off all her balances within the payment cycle.
What is the Credit Card?Credit cards are plastic or metal cards used to pay for items or services using credit. Credit cards charge interest on the money spent.
Credit cards may be issued by stores, banks, or other financial institutions and often offer perks like cash back, discounts, or reward miles. Secured credit cards and debit cards offer options for those with little or bad credit.
Credit cards typically charge a higher annual percentage rate (APR) vs. other forms of consumer loans.
They attract customers by offering incentives such as airline miles, hotel room rentals, gift certificates to major retailers, and cash back on purchases. These types of credit cards are generally referred to as rewards credit cards.
Learn more about the Credit Cards here:
https://brainly.com/question/6780476
#SPJ2
what day is it i completly forgot what day is it
Answer:
I THINK IT IS SATURDAY OR MONDAY
Explanation:
SORRY IF IM WRONG
Answer:
It is Sunday the 3rd of January
Explanation:
1:38 PM in the uk
Sunday, 3 January 2021
Can you explain the rate of inflation?
Answer:
the more money the government loses the more they charge us
In the City of Lakewood, commercial structures cannot exceed 100 feet in height. A developer wants to build a structure that is 110 feet high. How might he obtain approval
Answer:
Apply for a variance
Explanation:
From the question, we are informed about the City of Lakewood, commercial structures , which cannot exceed 100 feet in height. A developer wants to build a structure that is 110 feet high. In this case he can obtain approval by Applying for a variance. A variance can be regarded as permit that relax some standard on a land use ordinance. When seeking for an variance, a request would be filed through a written application then a sum of payment is made as a fee. The request will Firstly be directed to the
zoning board, then a notification will be passed to adjacent property owners. Then a hearing by zoning examiner will be held to know if to grant the variance.
Possession utility is most closely related to which part of the marketing mix?
Price
ООО
Product
Place
Promotion
External factors in a SWOT analysis include the strengths and weaknesses of an organization.
True
False
Answer:
False
Explanation:
External factors in a SWOT analysis does not include the strengths and weaknesses of an organization. The full meaning of SWOT stands for Strengths, Weaknesses, Opportunities, and Threats. The Strengths and weaknesses are internal factors to an organization as they have management control over it and can be modify as well.
A buyer defaulted on a loan and the lender foreclosed. Why would this foreclosure adversely affect the seller's credit rating
Answer: A. The buyer took "subject to" the seller's loan.
Explanation:
When a loan such as a mortgage is taken ''subject to'', it means that even though the buyer commits to pay off the loan that the seller is liable for, the seller is still officially liable for the loan to the lenders.
When the buyer defaulted therefore, it will be treated as though the seller is the one who defaulted as they are still liable so the seller's credit rating will suffer.
In a relatively new neighborhood with 345 homes, the median home price is $350,000. Last year, 58 houses were sold. The turnover index in this neighborhood is
Answer:
Turnover index = 17 % (Approx)
Explanation:
Given:
Total number of house = 345
Number of house sold = 58
Find:
Turnover index
Computation:
Turnover index = [Number of house sold/Total number of house]100
Turnover index = [58/345]100
Turnover index = [0.168115]100
Turnover index = 16.8115
Turnover index = 17 % (Approx)
Describe the type of bond investment program you think the Shuman family should follow. In answering this question, give appropriate consideration to both return and risk factors.
Incomplete question. The full question read;
Max and Veronica Shuman, along with their teenage sons, Terry and Thomas, live in Portland, Oregon. Max is a sales rep for a major medical firm, and Veronica is a personnel officer at a local bank. Together they earn an annual income of around $100,000. Max has just learned that his recently departed rich uncle has named him in his will to the tune of some $250,000 after taxes. Needless to say, the family is elated. Max intends to spend $50,000 of his inheritance on a number of long-overdue family items (like some badly needed remodeling of their kitchen and family room, the down payment on a new Porsche Boxster, and braces to correct Tom’s overbite). Max wants to invest the remaining $200,000 in various types of fixed-income securities.
Max and Veronica have no unusual income requirements or health problems. Their only investment objectives are that they want to achieve some capital appreciation, and they want to keep their funds fully invested for at least 20 years. They would rather not have to rely on their investments as a source of current income but want to maintain some liquidity in their portfolio just in case.
Describe the type of bond investment program you think the Shuman family should follow. In answering this question, give appropriate consideration to both return and risk factors.
Answer:
U.S. Treasury issued Bond
Explanation:
Interestingly, the U.S Treasury issued bonds have a maturity period of 20 years or 30 years. This is the right type of investment the Shuman family should follow since we are told, they "want to keep their funds fully invested for at least 20 years."
Also, U.S Treasury issued bonds usually pay interest every six months giving them the opportunity "to maintain some liquidity in their portfolio".
Since this is a government-issued bond the risk of falling to fraud is lesser making it an ideal option for the Shuman family.
Oscar is a good saver and uses his employer's benefit package. What other tax incentive option can he research? (5 points)
Roth IRAs
Contribution matching
Fixed-interest options
Checking accounts
Answer:
Roth IRAs
Explanation:
A Roth IRA is an individual retirement savings account tax-free withdrawals in retirement. The money that one saves in an IRA account is not subject to any taxation at the time of withdrawal if all conditions are met. A Roth IRA account allows one to pay for taxes now on small amounts and avoid paying taxes on huge amounts upon retirements.
Oscar should research a Roth IRA account and consider it for retirement savings. The account will allow him to save for many years and not pay taxes on the savings gains. The savings on the Roth IRA can be passed to beneficiaries and be withdrawn tax-free.
When a firm's competitive position is weak, but account opportunity is high, the selling effort strategy should be to:
Answer:
to identify accounts by performing additional analysis so that the competitive position of sales organization can be increased and heavy selling efforts can be invested in these accounts.
Explanation:
When a firm's competitive position is weak, but account opportunity is high, the selling effort strategy should be to identify accounts by performing additional analysis so that the competitive position of sales organization can be increased and heavy selling efforts can be invested in these accounts.
If an organization such as Uber, with a controversial past when it comes to kindness and fairness, decides to enter a new country, it would most likely be met with the most resistance from a country high in
Answer:
The right approach is "humane orientation."
Explanation:
Human orientation indicates the extent or ability of an individual enhances organizational participants for someone being reasonable, kindhearted as well as approachable. It could experience severe the susceptibility of a country like this. It identifies the characteristics including such graciousness, professionalism, altruism, and so much more.Uber isn't in this category. Thus the above is the appropriate solution.
This is the _____ of the Marco Polo hotels: "We are exceptional operators of contemporary four- and five-star hotels and create value in every encounter with our owners, guests and associates."
mission statement
vision statement
values statement
core competency
Answer:
Values statement.
Explanation:
Value statement can be defined as those statements which define values and core principles of a company or non-profit organization or enterprise. The value statement of a company describes the soul or heart of a company. It gives clarity on how a company act, who they want to serve, and the culture it nurtures.
The given statement is an example of a value statement. This statement is describing the values of a company.
Therefore, option C is correct.
Answer:
C
Explanation:
Values statment
your grandma tells you a dollar doesn’t go as far as it used to. She says the “purchasing power” of a folla is much less than it used to be. Explain what she means. Try to use and explain terms like inflation and deflation in your answer.
Answer:
Yeah the granny's right in her own way.
Explanation:
Due to inflation, which means the rise in price of goods and services, the amount that one can buy for their money; known as, "buy for money", and "purchasing power" has reduced. This phenomenon shows that when the price goes up, the quantity that can be purchased for the same price goes down.
This is an interesting relationship between inflation and deflation like mentioned above . Less buy for money (per dollar) during inflation (of price) and vice versa during deflation.
Answer:
See below
Explanation:
Grandma is referring to the effects of inflation in the economy. Inflation is the general increase in prices in the economy over a period. As the economy grows, prices of consumer goods and services tend to increase. A fast economic growth rate is likely to cause a sharp increase in the inflation rate, which increases the prices of goods and services.
An increase in price means that one dollar will buy fewer quantities of a product or service than before. In other words, one will require more money today than they did previously to purchase the same amount of goods and services. Therefore, inflation, or an increase in prices, diminishes the dollar's purchasing power or that of any other currency.
Deflation is the opposite of inflation. It means a decline in prices in an economy over time. Deflation results in an increase in the purchasing power of a currency.
What happens when a bank is required to hold more money in reserve?
In a relatively new neighborhood with 524 homes, 72 houses were sold. The turnover index in this neighborhood is
Answer:
Turnover index = 13.74
Explanation:
Given that,
Total no. of homes = 524
Sold homes = 72
We need to find the turnover index in this neighborhood. It is defined as the ratio total number of leavers in a month by your average number of employees in a month multiplied by 100.
In this situation,
[tex]\text{turnover index}=\dfrac{\text{sold homes}}{\text{Total no. of homes}}\times 100\\\\=\dfrac{72}{524}\times 100\\\\=13.74[/tex]
Hence, the turnover index rate is 13.74.
It is important for managers to focus on maintaining the status quo in order to move ahead.
True
False
Answer:
False
Explanation:
Status quo is a preference for things to remain as they are. It is a dislike for change. Maintaining the status quo is easy as it does offer any challenges to managers. The status quo relies on techniques and policies that have been successful in the past and hoping they will work in the present and future.
In the current business environment, innovation is no longer a luxury but a necessity to survive in competitive markets. Business leaders are always in search of better ways to make their products and services more appealing to customers. Organizations that insist on the status quo are finding it difficult to operate in the ever-changing and evolving business environment.
The holding period return (HPR) on a share of stock is equal to A) the dividend yield plus the risk premium B) the capital appreciation minus the inflation rate over the period C) the current yield plus the dividend yield D) the capital appreciation plus the dividend income received over the period
Answer:
b
Explanation:
The holding period return of the stock should be equivalent to the capital appreciation that is added to the dividend income received.
The following information should be relevant:
For determining the holding period return, first, determine the total return.The total return contains the dividend income + appreciation - depreciation.Therefore the other options are incorrect.
Therefore we can conclude that the holding period return of the stock should be equivalent to the capital appreciation that is added to the dividend income received.
Learn more about the return here: brainly.com/question/14378808
Using SMART goal-Written criteria blank refers to asking how ?
A.measurable
B.timely
C.specific
D.realistic
E.attainable
Answer:
A.measurable
Explanation:
Smart is an acronym Specific, Measurable, Achievable,
Realistic and Timely. These are attributes that guide how goals or objectives should be set.
The question of " how" is answered by the attribute 'measurable.'
In this criterion, measurable describes the specific criteria to be used and the ways of measuring progress toward accomplishing the goal. The path to achieving the objective must be meaningful and motivating.
Answer:
Measurable
Explanation:
ASAP 65 points.
1. Visit a Web site for a company that sells products online. Then go to that company's corporate Web site. Compare the company's product sales site with its corporate site. Describe at least 3 differences between them. (1-3 sentences. 3.0 points)
2. Choose a well-known company, and describe at least three qualities that you associate with that company or brand. Explain why you associate those qualities with that brand. (1-6 sentences. 3.0 points) TIP: This can be the same company you used in question 1 above, or it can be different.
3. Choose a well-known company, and describe what you think that company's target market is. How can you tell? (1-5 sentences. 3.0 points) TIP: This can be the same company you used in question 1 or 2 above, or it can be different.
4. Describe either a desire-based or fear-based advertisement that you have seen. Explain what desire or fear you think the ad is using. (1-5 sentences. 3.0 points)
5. Choose a well-known company that you are familiar with, and write a customer profile survey that company could give its customers with at least 6 questions that will be useful for that company. (3.0 points)
6. Choose a well-known company that you are familiar with, and explain how that company could use each of the five P's of the marketing mix to achieve its brand image and sales goals. (1-8 sentences. 5.0 points)
Answer:
Ebay
Explanation:
Ebay’s corporate and sales websites have a lot of differences, the most notable being the lack of interface to purchase products on the corporate site. Another difference is that the corporate website is more like a newsfeed, showing achievements, advertisements, etc, for the company, whereas the sales site has lots of pictures and products, and it is more visually pleasing because of the colours. A final difference is there is a lot less text and writing on the sales website than on the corporate website.
Some qualities I associate with Ebay are:
That the products sold on the website are often cheaper than in the shops, because you are purchasing directly from the business.
Another quality that i think of is that it enables small businesses to start their companies without the costs of properties. as well as providing big corporations with somewhere to ensure they get sales.
A final quality that i associate with Ebay is the ability to sell your unwanted things to people, therefore making some profit.
I think Ebay does not have a target market, as when you access their sales website, they have products for every age group, baby toys, phones, mobility scooters, etc.
An example of a desire-based advertisement i have seen is the Galaxy advertisement, where the chocolate is portrayed as a luxury product that is desired by everyone.
An example of fear-based advertising is toothpaste advertisements, where they show what could happen if you don’t use their product, which makes you want to buy it.
You're welcome.
Answer 1:
Ebay’s corporate and deals websites have a part of contrasts, the foremost eminent being the need of interface to buy items on the corporate site. Another contrast is that the corporate site is more like a newsfeed, appearing accomplishments, promotions, etc, for the company, though the deals location has parcels of pictures and items, and it is more outwardly satisfying since of the colours.
Answer 2:
Some Positive qualities I associate with Ebay are:
That the items sold on the site are frequently cheaper than within the shops, since you're acquiring straightforwardly from the business.Another quality that i think of is that it empowers little businesses to begin their companies without the costs of properties. as well as giving enormous enterprises with some place to guarantee they get sales.A last quality that I relate with Ebay is the capacity to offer your undesirable things to individuals, hence making a few benefit.
Answer 3:
I think Ebay does not have a target market, as when you access their sales website, they have products for every age group, baby toys, phones, mobility scooters, etc.
Answer 4:
An example of a desire-based advertisement i have seen is the Galaxy advertisement, where the chocolate is portrayed as a luxury product that is desired by everyone.
Answer 5:
An example of fear-based advertising is toothpaste advertisements, where they show what could happen if you don’t use their product, which makes you want to buy it.
Learn more :
https://brainly.com/question/10684699?referrer=searchResults
Your business uses instant messaging to enable technical support personnel to communicate easily with customers. What should you do to secure technical support computers against potential instant messaging security risks
Answer:
You should install an antivirus software.
Explanation:
An antivirus can be defined as a software application or program designed to avail end users the ability to prevent, protect, scan, detect, quarantine (move) and even to delete various viruses and malicious programs (malwares) such as rootkit, adware, spyware, etc., from a computer system.
Some examples of antivirus softwares are Avast, Kaspersky, Norton, Eset 360 etc.
In this scenario, your business uses instant messaging to enable technical support personnel to communicate easily with customers.
Hence, what you should do to secure technical support computers against potential instant messaging security risks is to install an antivirus software.
what does the going concern concept mean?
A)a business is profitable
B)a business will continue to operate for the foreseeable future
C) the assets of a business exceed its liabilities
D)the assets of a business should be evaluated at disposal value
Answer:
B)a business will continue to operate for the foreseeable future
Explanation:
The concept of 'going concern' means that a business will continue to operate into the foreseeable future. It implies that a business has a long life and is no danger of shutting down or being liquidated.
The going concern concept may be applied when a business is being sold or acquired. When a business is being sold as a going concern, it means that it is being sold as a unit. After the transaction, the business is expected to continue with its operations as normal.
answer ASAPWhich of the following is not a part of your credit report?
A.
The number of inquiries banks have made about your credit
B.
The address of your current house or apartment
C.
The balance in your bank account
D.
The number of times you have filed for bankruptcy
The one which is not a part of your credit report is The balance in your bank account. Thus the correct option is C.
What is Report?A Report refers to a document or statement that highlights the key issues or events of any organization and helps them to know the internal and external factors causing an effect on them.
A credit report of an individual determines the credit activity or transactions placed by an individual. It helps the reader to understand the financial stability of a person.
A credit report includes information about the number of inquiries banks have made about your credit. It includes the permanent or current address of house. The credit report involves the financial position of an individual by knowing their bankruptcy status.
Therefore, option C is appropriate.
learn more about Report, here:
https://brainly.com/question/14969693
#SPJ2
Which is a possible benefit of having a good credit history?
getting a high interest rate on a credit card offer
obtaining a low interest rate on a loan
obtaining a savings account
having a paycheck garnished
Answer:
Your borrowing capacity is based on your income and your credit score. One of the benefits of having a good credit score is that banks are willing to let you borrow more money because you’ve demonstrated that you pay back what you borrow on time.
Explanation:
Answer:
B.
Explanation:
edge2021
Ingrid wants to acquire a lot of exposure for a new product line that she's launching. She understands that she can reach a significant portion of people on the internet with the help of a Display campaign. In what way will a Display campaign achieve Ingrid's marketing goal?
Answer:
Explanation:
A Display campaign will allow Ingrid to put her new product in front of the eyes of an extremely large audience of individuals who are interested in such a product. Display campaigns focus on targeting specific individuals who have searched for search terms that pertain to your product or who have searched for similar products. By placing ads in front of these people about Ingrid's product it will drastically increase the chances of getting more sales.
In general, an inverse relationship exists between:
a
b
human capital and income
education and unemployment
supply and price
education and earnings
d
Answer:
Explanation:
B
In general, it can be said that there exists an inverse relationship between the factors like education and unemployment in a society. Therefore, the option B holds true.
What is the significance of education and unemployment?The rate of education can be referred to as a proportion in which the total population of any given region gets educated. Unemployment rate refers to as the total population in any given region who do not have any employment or earning.
When the rate of education increases, the rate of unemployment decreases and vice versa. Thus, it can easily be concluded that there is an existence of inverse relationship between the rates of education and unemployment.
Therefore, the option B holds true and states regarding the inverse relationship between education and employment.
Learn more about education and employment here:
https://brainly.com/question/2282332
#SPJ2
The existence of different age groups within a company's target markets is referred to as
the generation gap.
diversification.
O multiculturalism.
multigenerationalism.
Answer:
multigenerationalism.
Explanation:
Multigenerationalism is the term used to describe Marketing to different generations.
Only a few products will appeal to all age groups. A company will develop a variety of products to attract diverse age groups. A Single product firm or one with few products may differentiate its goods or services to appeal to a wider target. Multigenerationalism exists when a business has different age groups in its target market.
1.
What plays a role in supply and demand by influencing consumers to seek out particular brands or markets?
labor
integration
elasticity
advertising
Answer:
Advertising its part if marketing and brands
What is one benefit of declaring bankruptcy?
O A. It removes debts that a person or business cannot repay.
OB. It reduces interest rates on credit cards if a person has good
credit.
OC. It changes compound interest loans into simple interest loans.
OD. It helps people manage debt without affecting their credit scores.
It removes debts that a person or business cannot repay is one benefit of declaring bankruptcy. The person is not liable to pay any amount to anyone, which they have taken before.
What is bankrupt?Bankrupt is the legal way of the person who is unable to pay the outstanding amount of the other person from whom they have taken the money.
The bankruptcy process commences with a practical application by the borrower or on behalf of creditors, depending on which is more usual.
Thus, option A is correct.
For more information about Bankrupt, click here:
https://brainly.com/question/268594
#SPJ2
The Monarch Division of Allgood Corporation has a current ROI of 13 percent. The company target ROI is 9 percent. The Monarch Division has an opportunity to invest $5,700,000 at 11 percent but is reluctant to do so because its ROI will fall to 12.24 percent. The present investment base for the division is $9,300,000. Required Calculate the current residual income and the residual income with the new investment opportunity being included. Based on your answers to requirement a, should Monarch Division make the investment?
Calculate the current residual income and the residual income with the new investment opportunity being included.
Based on your answers to requirement a, should Monarch Division make the investment?
Answer and Explanation:
The computation is shown below:
Current residual Income is
= current investment base × (Current ROI - Target ROI)
= $9,300,000 × (13% - 9%)
= $9,300,000 × 4%
= $372,000
Now
New residual income is
= (New investment base) × (New ROI - target ROI)
= ($9,300,000 + $5,700,000) × (12.24% - 9%)
= $15,000,000 × 3.24%
= $486,000
Yes, Monarch division should make the investment because the new residual income is more than the present residual income
Recognizing the need develop an idea or a product that can satisfy a need,and respond to the need by establishing a business action
Hi, you've asked an incomplete question. However, I inferred you meant knowing the term that describes this statement.
Explanation:
Problem definition is a term used in entrepreneurship when one (the entrepreneur) recognizes the need to develop an idea or a product that solves a problem (a need).
After establishing a business action that solves the identified problem, the entrepreneur begins to profer his solution to those with the identified need.