Why do we say that credit is basically a loan?

Answers

Answer 1
Technically no, a loan is when you borrow money, credit score shows of you pay your bills on time and all that

Related Questions

Under the Uniform Securities Act, a registration statement of an issuer must contain all of the following information EXCEPT A) the current balance sheet and profit/loss statements B) the business of the issuer C) the identity of the officers and directors and the extent of their holdings in the issuer D) the names of all the owners of the company's stock

Answers

Answer:

D) the names of all the owners of the company's stock

Explanation:

According to the uniform securities act, the registration statement of an issuer have the following kind information

1. The current balance sheet and the profit & loss statement

2. The issuer business

3. The identity of the officer & direction and their holding

But it does not involve the owners name in the company stock

So, the same is to be considered

What is his middle name??(ps it's not answered).

Answers

Answer: um I don’t know who you want for a middle name but are you talking about “Jonathan Charles Peters Johnson” I guess that what you want

Explanation: Hope this help ;)

Answer:

juan

Explanation:

Half of brainly rn
...............

Answers

Answer:

it is one-fourth of the no whose half is taken

Answer:

brainliest please :)

Explanation:

The Federal Reserve carries out open-market operations, buying $2 million worth of Treasury Bills from banks. This action increased the money supply by $3 million. Assuming that the currency-deposit ratio for the U.S. economy is 1.20, determine what percent of deposits the banks hold as reserves.

Answers

Answer:

67%

Explanation:

Money supply = Money multiplier * Deposit worth

3 = Money multiplier * 2

Money multiplier = 3/2

Money multiplier = 1.5

Now, Money multiplier = 1 / Reserve ratio

1.5 = 1 / Reserve ratio

Reserve ratio = 1/1.5

Reserve ratio = 0.6667

Reserve ratio = 67%

So, the percent of deposits the banks hold as reserves is 67%

PLEASE HELPPP 50 pts!

Your friend Jasmina is excited that you took personal finance this semester and comes to you for investing advice. She tells you: "I'm totally new to investing. I kind of know what a stock and bond are but I don't really know which specific ones to invest in. I remember playing the stock market game in school so I know the way to invest is to select individual stocks to put your money in! But, I don't know WHERE I go to actually start investing! When I started my job, our HR department told me that they offer a 401(k) plan and do a dollar-for-dollar match up to 3%...although I don't know what any of that actually means. I've also heard a lot of crazy stories in the news about individual stock prices just plummeting because of an unforeseen event, and I'm super worried that I'll lose my money. What should I do? Where do I start?"
In your response below, - Answer Jasmina's questions to make sure she gets the investing knowledge she's looking for - Clarify any misconceptions she has about investing - Identify what steps Jasmina can take to start investing. Make sure you explain why she should take these -steps and how they will set her up for success. - Identify steps she can take in the future once she's more comfortable with investing

what is Jasmina's Saving & Investing Plan: ​

Answers

Answer:

Her investing plan is saving up by finding a place to keep money you should probably worry on other things save up then spend if not you'll probably lose more money than needed find a place where they dont change much based on your money find a place where theres no scams you need to research to find a plan and a safe place.

Jasmina's saving & investing plan based on the available information we have, is to:

Find a trusted place where she can invest her money

According to the given question, we are asked to show the things which Jasmina is looking for as she hunts the best way to invest her money and get reasonable returns within a given time period.

As a result of this, we can see that some steps which she could take in order to be more comfortable when investing which are:

Doing her own personal researchUse a demo account Enable stop loss, etc

With this in mind, she would be less likely to fall into dubious schemes of people promising ridiculously high returns on investment that are really out to scam her and she would make a better informed decision.

Read more here:

https://brainly.com/question/25245946

What is Rich Strozewski responsible for in his job? (Site 1)

Answers

Answer:

My job consists of controlling all day-to-day operations of the golf club, our alternative revenue outlets, and our personnel. Additionally, my responsibilities include all human resources decisions, P&L (profit and loss) development and execution, marketing, event sales and coordination, and capital improvement decision making.

Explanation:

Wait 5 minutes before submitting

The responsibilities of Rich Strozewski included:

Human resource decisions. Marketing. Event sales and coordination. Profit and loss development.

What does Rich Strozewski do at work?

Rich Strozewski has several duties that he needs to carry out in order to ensure the success of the company he works for.

He needs to be involved in human resource decisions and try to engage in profit and loss development activities such as marketing. He also coordinates events for the company.

Find out more on job responsibilities at https://brainly.com/question/20691149.

#SPJ2

2 Type the correct answer in the box. Spell all words correctly. Which law regulates online credit reporting in the United States? regulates online credit reporting in the US. ​

Answers

Answer:

The Fair Credit Reporting Act

Explanation:

The Fair Credit Reporting Act (FCRA) is the law that regulates online credit reporting in the United States. It was passed in 1970, and it helps in ensuring the privacy, fairness, and accuracy of the data in consumer credit bureau files. This law provides guidelines on the way credit bureaus can collect and share information on an individual customer.

The FCRA protects the rights of consumers to access their own credit reports.

mads im back umm if you see this pls answer

Answers

Answer:

what question....??

Explanation:

Explanation:

binod :((((((((((:)))))))))):(((((((:))))))))):

Explain any four managerial functions of an entrepreneur​

Answers

Answer:

Taking Initiative

Organizing Resources

Identifying Opportunities and Prospects

Risk-Taking

Decision Making

Technology Transfer and Adaptation

Innovation

Fostering Autonomy

Social Responsibility

Public Relations

Experience Sharing

Managerial Roles

Balanced Economic Developmen

Explanation:

explanations will be available soon hold on

Healthy Life HQ10, a Health and wellbeing company, has both a website and an app. What are three reasons the company should consider implementing measurement solutions that connect web and app

Answers

Answer:

Among a lot of reasons , the three main reason why Healthy life HQ10 should connect web and app are as follows :

1. The connection will further boost mobile ROI ultimately.

2. Such connection will help to close the Smartphone Conversions sequence.

3. Such connection will offer a smartphone app that is smooth.

what is marketing mix? explain 4 P's of marketing mix.​

Answers

Answer:

Definition: The marketing mix refers to the set of actions, or tactics, that a company uses to promote its brand or product in the market. The 4Ps make up a typical marketing mix - Price, Product, Promotion and Place.

Explanation:

Plz mark brainliest thanks

The marketing mix refers to the set of actions, or tactics, that a company uses to promote its brand or product in the market.

The four Ps of marketing are the key factors that are involved in the marketing of a good or service. They are the product, price, place, and promotion of a good or service.

Hope it helps!

Do you think selling to different market segments is the best way for a small business to respond to increased competition ? Justify your answer

Answers

Answer:

Since resources are limited and the products and services of a small firm are usually specialized, use of segmentation variables is more important for small firms than for large businessesExplain the difference between a multi-segment strategy and a single-segment strategy.

HELP ASAP PLS!!! Complete the following sentence.
A(n)____
is a schedule, outline, or summary of class topics and assignments.

Answers

A regimen with a schedule outline or summary of class topics and assignments

New Ventures Enterprises Inc. Is considering a proposal to invest 600,000 in new Cell Telephone Product. Production equipment which will be depreciated on a straight-line basis with a 6-year life, and no salvage value. The projected

Answers

Answer:

Note: The full question is attached as picture below

                    New Ventures Enterprises Inc.

                               Income Statement

Sales                                                              $565,000

Cost of goods sold

Variable manufacturing cost   $100,000

Direct labor cost                       $150,000

Fixed manufacturing cost        $52,500

Total cost of goods sold                                $302,500

Gross Profit                                                     $262,500

Operating Expenses

Selling and administrative                              $74,000

Operating profit                                               $188,500

Income tax expenses at 15%                           $28,275

Net Income                                                       $160,225

Mr. alvarez studied the soap products on the store shelf. he looked for products with a familiar logo. this is an example of which of the following? choose the answer.

corporate image
target marketing
marketing
brand image

Answers

Answer:

brand image

Explanation:

Answer: Brand Image

Explanation:

I took the test

Have a great day everybody

Answers

Answer:

Thanks. Have a great day!

Explanation:

You deserve to.

Answer:

i will thank you and you too :)

Explanation:

All are primary aspects of Western culture that author Margaret J. Wheatley believes are responsible for management except _____ .


competition

a mechanistic worldview

democratic principles

individualism

Answers

Answer:

a mechanistic worldview

Explanation:

According to Margaret J. Wheatley, the primary aspects of Western culture that are responsible for management are individualism, democratic principles, and competition.

Therefore, the oddity in the options given and the correct answer is B. a mechanistic worldview.

Which paraphrases correctly matches a specific type of loan with the broader category it best fits?

A. Cash advance - short- term loan
B. Mortgage - short -term loan
C. Line of credit - Long- term loan
D. Credit card - alternative financing

Answers

The paraphrase successfully suits a particular kind of mortgage with a broader class of cash advance-short-time period.

What is a short-time loan?

A quick time period mortgage is a kind of mortgage that is received to guide a transient non-public or commercial enterprise capital need.

As it's a kind of credit, it includes repaying the precept quantity with a hobby by a given due date, which is typically within a year of getting the mortgage.

Short-term loans are so named because of how quickly the mortgage must be paid off. In most cases, it should be paid off within six months to a year – at maximum, 18 months.

Any longer mortgage time period than this is taken into consideration as a medium time period or long time mortgage. Long-term loans can be completed for periods ranging from a few months to twenty-five years.

Some quick time period loans don’t specify a fee schedule or a particular due date. They truly enable the borrower to repay the mortgage at their own pace.

So, from the above statement, it's clear that choice A, Cash Advance-Short-Time Period Mortgage, is the appropriate choice.

Learn more about short-time loan, refer to:

https://brainly.com/question/18452621

Answer:it’s A

Explanation:

Did the test foo

A partner sold a 25% interest in a partnership for $400,000 cash plus assumption of the partner's share of the partnership liabilities. The following additional information relates to the partnership activities: Partner's initial cash contribution $100,000 Partnership income during the partner's ownership time period 1,000,000 Partnership liabilities at date of sale 60,000 Partner's cash withdrawals 50,000 How much gain is recognized by the partner upon the sale of the partnership interest

Answers

Answer:

$100,000

Explanation:

the partner's basis:

initial contribution to partnership = $100,000

+ share of partnership's income = $1,000,000 x 25% = $250,000

- cash withdrawals made by partner = ($15,000)

total = $300,000

gain = consideration received - basis = $400,000 - $300,000 = $100,000

For many brands, the strategy of personal selling has been very helpful (e.g. Rogers, Laura etc.). Personal selling driven strategies are appropriate when

Answers

Answer:

Personal selling driven strategies are appropriate when:

The market is oligopsonistic in nature. That is, it is made up of just a handful of buyers within a particular geographical locationThere is a need for in-depth enlightenment by the clients The demand is very crucialThe product is complex thus requiring a lot of personalized explanation and or demonstration about how it worksService after the sale is a deal-breaker important

Explanation:

When a sales executive adopts a one-on-one approach to selling it is called personal selling. The success of failure of this approach depends heavily on the relational skills, knowledge of the product, and overall brand/appearance/demeanor/personality of the sales executive.

Cheers

One year ago, ABC Widgets, Inc., funded an expansion to its manufacturing facilities by issuing a 20-year first mortgage bond. The bond is secured by the new building and land. The bond was issued with a 5.5% coupon and is currently rated Aa. The current market price of the bond is 105 resulting in a current yield of approximately A) 4.99%. B) 5.24%. C) 5.50%. D) 5.61%.

Answers

Answer:

Current yield = 0.05238 or 5.238% rounded off to 5.24%

option B is the correct answer

Explanation:

The current yield is the return on investment in form of interest or dividend expressed as a percentage of the current market value of the instrument. Thus the formula for current yield on a bond will be,

Current yield = Interest per year / Current market price

Assuming that the value of bond is 100. The interest or coupon payment on bond will be = 100 * 5.5% = $5.5 per annum

Current yield = 5.5 / 105 = 0.05238 or 5.238% rounded off to 5.24%

In business terms, what does I.T. stand for?


A. Insurance Trading

B. Independent Theory

C. Item Trading

D. Information Technology

Answers

In business terms I.T. stands for information technology!

If protective import-restricting tariffs are imposed by a country, in the majority of cases that nation's consumers end up consuming more of the good than they otherwise would. paying a higher price for the good than they otherwise would. paying a lower price for the good than they otherwise would. having a higher standard of living than they otherwise would.

Answers

Answer:

If protective import-restricting tariffs are imposed by a country, in the majority of cases that nation's consumers end up

paying a higher price for the good than they otherwise would.

Explanation:

Import-restricting tariffs increase the cost of goods and services imported from other countries.  Governments have various reasons for making such impositions.  Some claim that the tariffs are imposed to protect local industries or to comply with local content requirements.  However, these restrictions hamper free trade.  They also distort the competitiveness of nations.

________ firm engages in trade and marketing in different countries as an extension of the marketing strategy in its home country.

Answers

Answer:

Multinational firm

Explanation:

Multinational firm engages in trade and marketing in different countries as an extension of the marketing strategy in its home country. Its refers to a company which has headquarters in one country but operating in many countries. Multi-national firm owns several companies that stand in different countries. Adjustment to the culture in each country into which is a must in order to survive and succeed. By setting up production units in many other countries are expected to save the cost of production and distribution costs to get products into the hands of the end consumer.

Choose the correct definition of quotient. will give 40 pointtss pls help asap

The answer in a division problem.
The number that is divided in a division problem.
The number that’s left when the divisor doesn’t go into the dividend exactly.
The number that divides in a division problem.

Answers

ok but were are the words so that it can be match

Answer:

a result obtained by dividing one quantity by another.

Explanation: Basically dividing

Why do many companies find that providing employees a comprehensive benefits package that includes insurance, retirement investment and other benefits is worth the cost associated with these benefit packages?
Providing a strong benefits package reduces some of the stress most of us feel when it comes to paying for medical care, having enough money for retirement and other employer-sponsored benefits.
1. Few employers believe that offering employee benefits is a worthwhile or cost-effective strategy for attracting and retaining the best employees.
2. When employees use the company medical benefits package, they are forced to go to doctors and health providers selected by the company for their low-cost services.
3. When the employer offers health benefits but not accrued vacation hours, employees find that their health care options actually serve as vacation time as well.

Answers

Answer:

1. Few employers believe that offering employee benefits is a worthwhile or cost-effective strategy for attracting and retaining the best employees

Explanation:

Benefits or perks are added compensations alongside salaries and wages. They may be in monetary or non-monetary form. Most employers offer medical insurance, bonuses, overtime pay, shares purchasing schemes, allowances, vacations, and education fee programs as benefits to employees.

Benefits are a cost to employers. However, employers still find it appropriate to offer them to their employees. Benefits serve to attract and retain the best workers in the industry. Retaining the best workers increases productivity and boosts profits. It saves the company the costs associated with frequent recruiting and training of new workers.

In organizations, the buying function involves gathering and screening information about products and services, prices, and suppliers, which are known as

Answers

Answer:

Vendors

Explanation:

Vendor is a common word to describe a person or organization that is given the duty to procure, buy, or deliver products or commodities and services usually at wholesale rates based on agreements. An organization may however have its internal vendor.

In this case, the buying function in a firm including gathering and screening information about products and services, prices, and suppliers, are known as VENDORS

To prevent problems, companies that enlist customers as co-producers must do all of the following except _____ .


rigorously train guest-contact employees

provide a well-designed system and setting that is easy for customers to negotiate

provide detailed instruction for guests when appropriate

create the right brand

Answers

Answer:

If I were to guess it would be D sorry if its wrong

Morse is a 50% partner in Ecco Partnership. Morse's tax basis in Ecco on January 2 was $4,000. Ecco did not have unrealized receivables, appreciated inventory, or properties that had been contributed by its partners. On December 31, Ecco made an $11,000 nonliquidating cash distribution to Morse. For the year, Ecco reported $10,000 of ordinary business income. What is the amount of the net capital gain realized by Morse from the cash distribution

Answers

Answer:

$2,000

Explanation:

Calculation for the amount of the net capital gain realized by Morse from the cash distribution

First step is to calculate the basis prior to the distribution

Basis prior to the distribution=[$4,000+(50%* $10,000)]

Basis prior to the distribution=$4,000+$5,000

Basis prior to the distribution=$9,000

Now let calculate net capital gain realized by Morse from the cash distribution

Net capital gain realized from cash distribution=($9,000-$11,000)

Net capital gain realized from cash distribution=$2,000

Therefore the amount of the net capital gain realized by Morse from the cash distribution will be $2,000

What is the author's main claim or argument?
Pizza is the best

Answers

i hate pizza. it’s grosssdd
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